FILE - In this June 15, 2018 file photo, money is taken out of a wallet in North Andover, Mass.  Using a financial advisor for your investing needs is 100% on the mark, but what about all the other parts of your retirement life?  A third of people age 64 and older have a financial advisor, but only 2% have asked their advisor to help them with health insurance choices, according to a July 2022 report. (AP Photo/Elise Amendola, Case)

How stay-at-home spouses can build credit

You share a lot with your spouse, but your credit score is not one of them. Even if you don’t earn an income and your spouse supports you financially, it’s important to establish your own credit score. Not only will your score come into play when you apply for a joint loan, but you may …

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